So you have saved up for the expensive driving lessons, taken your theory test, taken your test ( or tests !), found your car and now the last hurdle is to get insured and get driving ! Simple eh? Well as you may know by now, getting new driver insurance is more difficult than passing your test !

Instead of being able to choose the best price for new driver insurance, you are practically begging the insurers to consider you for new driver insurance. New driver risk scares the life out of insurance companies – new drivers have a poor hazard perception compared to experienced drivers and consequently take more risks when driving.

New Driver with Pass Plus

If a new driver takes the Pass Plus course, they could potentially save up to 20% discount on their new driver insurance. Learning to look for hazards, reacting to different driving conditions, gaining confidence on motorways etc.. ,new driver insurance quotes can reduce due to new driver qualifications.

However don’t be fooled – new drivers, even with a Pass Plus course under their belt, will still be considered a high risk . This can be a very frustrating time for new drivers looking for their new driver insurance.

Other factors for new driver insurance quotes

The normal factors can impact your new driver insurance quote – the age of the new driver, the level of crime in their neighbourhood, any car alarms, tracking or immobiliser they may have on their car, whether they can park off road or in a garage and of course, the vehicle make and model.

New driver insurance will be much much higher if you are trying to insure a Subaru rather than a Micra ! If you are sensible about your choice of car ( and remember you will have years in which to get your perfect car) then you should be able to get the best new driver insurance quotes.